The holidays are the most wonderful time of the year but they can also wear out your credit card. Don’t want to be greeted with a bill in the new year? Follow my guide to holiday shopping.
Yes, if you want to save money it will require some work and a little time. Don’t worry, I am not talking about making your gifts with things around the house. Create a list of every person you want to give a gift to. Figure out a specific dollar amount that is practical to spend overall, this will be the maximum amount of money you CAN afford to spend. Either divide up the budget evenly or create specific mini budgets for each person.